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A PAD file is a simple XML file that contains all the information a developer would normally type into a web form at a software site. XML knowledge is not needed to create a PAD file. You can get one free at software is basically self-explanatory. Just fill in the forms. It only takes about a half and hour to create a pad file and upload it to your site. It takes even less time if you already have a website to promote your product. Then you can just copy and paste the info you already have. And once your pad file is done George Kittle Womens Jersey , submitting to shareware sites is as easy as copying and pasting the address of your PAD file.


But why isn't PAD technology used more often? Of course, it could be ignorance. Now ignorance is not a bad word. It just means that you haven't heard of this technology that can increase download of your products three times over, a technology that means you can submit to anywhere from 300 to 700 software sites on the internet within an hour, depending on whose figures you use.


Most sites that use pad files don't even require a membership. Mine doesn't. This means you could submit your software to one site in the time it takes to copy and paste the address of your pad file into one form, hit submit Jimmy Garoppolo Womens Jersey , and then choose a category. Then you're off to the next site. Submit and forget.


If this still seems like too much work, you can download software programs that will do all the submission work for you. Just think, it could finish your software submissions to hundreds of sites in the time it takes you to eat lunch.


Or maybe software marketers just don't know the true value of submitting software to software sites. People actually go to software sites to find software. That sounds like a stupid statement but not when you realize that most general directories, except maybe DMOZ or Yahoo, are rarely used as search tools. They have mainly become an SEO tool. When searchers are looking for something general Jerry Rice Womens Jersey , they go to Google, Yahoo, or MSN. But when they look for software, they generally end up at a shareware site and stay for a while.


Of maybe you don't develop shareware. The software you develop must be purchased before it is used. No trial period, because of the risk of it getting cracked. That's fine. I really understand this reason. I was a developer who had my software cracked three times before I gave up on the whole shareware thing. But that doesn't mean you can't create a demo Joe Montana Womens Jersey , a stand alone program that acts as a teaser. It will only be a matter of time before the software user opts to by the full version. Just make sure your demo teases enough but not too much.


So submitting PAD files to software sites has the effect of killing two birds with one stone. Yes, you get a multitude of links back to your site, but those links have more value than just increasing your pagerank. People will actually be using them to get to your site. As software developers, we have a tool that makes the process a lot easier and quicker than other marketers. Not using it now that you know is laziness.

How To Choose A Home Loan

Posted by nick_niesen on October 29th, 2010


Finding the best loan means that you will have to look and see which one best fits your particular situation. Since people have different ideas about buying a home Authentic Mitch Wishnowsky Jersey , you will need to look around and find one based on your needs. Here are some different home loan types to help give you an idea of what is available.


Probably before you do anything else, it would be a real good idea to sit down and figure out just what you want to do about your house. Do you intend to stay there the rest of your life, just a few years, or perhaps as many as 15? After that, then what are your goals concerning a house? If you are planning on selling and buying another one Authentic Jalen Hurd Jersey , will you want a larger one or a smaller house? Also, try to get an idea where you reasonably will be financially at that time. Each of these aspects will help you to plan more accurately and help you determine what kind of mortgage you need.


All home loans will fall into one of two categories. It is either a fixed rate mortgage or an adjustable rate mortgage. Fixed rate mortgages (FRM) means that your payments and interest stay the same without any changes. The adjustable rate mortgage (ARM), on the other hand, will have a fixed rate for part of its term, and then will go to an interest rate that changes either monthly or yearly. This also means that your payment changes Authentic Deebo Samuel Jersey , too, with the current national rates.


Short Term Plans


If you have short plans for buying and selling your new home, then there are some home loans that will be better for you than others. A balloon mortgage gives you the advantage of low payments because, while it is based on 30 years, it will become due after 5 Authentic Nick Bosa Jersey , 7, or 15 years. Being that an ARM changes with the market, it will be lower than an FRM, and should be rather stable for the short term. The balloon payment will be due at the end of the year you choose, but you can sell it before that time comes. If you change your mind about selling it though Authentic Solomon Thomas Jersey , then you will have to refinance it at whatever the current interest rate is at the time.


Long Term Plans


Buying a house for the long term means that you want the best program for that, as well. Many people got ARM's so that they could buy a larger house, but then they take the risk that the rates won't rise too high after the adjustable rate portion kicks into operation 聳 or else they plan on refinancing. You should determine whether or not to use an ARM if the current interest rates appear to be somewhat stable. Of course, there are no guaran